Can HMO’S cancel coverage on a minor with a life threatening illness at the age of 18?

August 29th, 2008 | by admin |
hmo
toysales asked:


My son was diagnosed with papalomas of the vocal cords at six months of age. Since then he has had over 80 surguries every 2 to 3 months. He may grow out of this when he reaches puperty. He is now 14 years old my fear is what if he dosent and reaches 18. Can my insurance cancel his coverage? And
if so how will I be able to afford to keep him alive if the disease spreads without the proper treatment? I’m within a few years of this can someone please give me some peace of mind he will be ok. Each surgery can cost 50,000 dollars I would never be able to treat him without insurance. So far he has led a fairly normal life.

Randy
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    1. 4 Responses to “Can HMO’S cancel coverage on a minor with a life threatening illness at the age of 18?”

    2. By tommybear45 on Aug 30, 2008 | Reply

      sadly & thanks to your government, they can do ANYTHING they want

    3. By Doctor Brandon on Sep 2, 2008 | Reply

      Thats more of a legal question, consult a lawer.

    4. By TweetyBird on Sep 4, 2008 | Reply

      I think this is a question you should be asking your insurance company, don’t you?

    5. By claudiapatx on Sep 8, 2008 | Reply

      Sad to say, but yeah they can and do and will. Check out SiCKO if you can. It clears up a lot of insurance ?’s you may have!
      But on a high note, they have’nt up till now. So you must be blessed with a Gaurdian Angel. Hope your son gets better and lives to be 127!(at least!)

    Sorry, comments for this entry are closed at this time.