Dr. Leslie Parchment asked:


Are you one of those lucky ones with good quality, low-cost health care? If you are, do not bother reading this. Chances are however, that you are not one of those lucky few. In fact, studies show that most people do not think they have good quality low-cost health care and more than 40 million have no health insurance at all.

Now, advances in technology and the Internet can turn the dream of low-cost health care into reality. Advances in technology always drive advances in medicine and health care. In almost every other industry, advances in technology also help drive costs down except health care. Why should health care be the exception? Who or what is stopping it?

Most are familiar with some of the consequences of a lack of low-cost health care:

1.Borrowing prescriptions when you do not have the money to buy your own.

2.Getting fewer tests and doctors visits than you need due to lack of money.

3.Using the emergency room when your health gets urgent rather than preventative care.

4.Getting fake doctors excuse notes to miss school or work when you do not have the time or money for a doctor’s visit.

Companies are increasingly beginning to offer some of these services on the Internet. Right now, the most controversial of these is buying fake doctors excuse notes on the Internet. Perhaps that is part of the reason thousands of workers and students buy a doctors excuse online everyday. With millions uninsured and the cost of health care rising; access to doctors for a visit is growing more difficult. As more and more products and services move online it may not be long before many things done in a traditional doctors office are done on line. Now I am not saying that fake doctors excuses is the cure for all of health cares ills. But, could fake doctors notes be more of a symptom of the problems with health care than a problem themselves? Are consumers telling us with their thousands of purchases a day that we need to do a better job? Consumers may be telling companies that if we cannot get real doctors excuses online, then we will take fake ones.

What of those that seem to oppose fake doctors notes or find them unethical? Although opinion varies, the fact is that thousands of people each day buy fake doctors notes to miss work or delay a test at school. This is not surprising when you think that most of us have told a “little white lie” at one time in our lives. Many would say that small lies are so common from politicians to used car salesmen that we often take them for granted. Clearly, we all have our own set of ethics we follow and the buying of doctor’s excuses is an individual choice that is not for some to judge.



Regina

Nammy Mike asked:


ited States, there are a lot of employers who see health care benefits as the enemy. This is due to the fact that some health care providers fix their attention on the growing cost of the services that are included in the health care package, and this has led them to take steps to lower the rates. Most countries have put this subject on the sideline and they expect that the government will take care of the issue. Some of these health care providers hope that the insurance companies of the patients, or the government will take on this responsibility.

One thing that employers fail to understand is that no matter how hard they try to avoid the subject of health care issues, it will forever haunt them, no matter what kind of health care system is being implemented. The responsibilities of these health care insurance companies include the liability of paying the medical costs, absenteeism, and any other health related issues that they have to pay due to poor health.

According to one study in the United States, most employers use up millions of dollars paying for the indirect expenditure due to unfortunate health condition rather than spending their dollars in health benefits. The expenses that the employers have to pay when it comes to poor health are significantly higher. Conditions like diabetes, heart conditions, and respiratory troubles are among those medical conditions that can cost an employer a fortune, and getting out of this situation will not solve the problems of these health care providers because it will continue.

Most European countries have discovered that investing in the health of their employers by providing them with wellness programs will significantly increase the productivity of their employers, thus decreasing the amount of money that they have to pay for the cost of poor health. One of the approaches that the employers use is bargaining for the best and maximum amount of discounts that they can get from other health plans providers and third party health proprietors. Often they are constantly searching for companies that can help them to provide better deals for their employers. This action on the part of the employers can cause confusion among their employees.

Due to the increase of health care costs, some employers have passed on their responsibility of paying the cost of the health care to their employees. Many of the steps that these employers take as far as health care issues are concerned has cost them more. So, one vital thing that any employer can do to improve their health care system is to consider the value of the health care services and not just the cost alone. After all, it is the results that both employers and employees are after. The main objective of this approach is to increase the value of the services and not to reduce the costs of the overall health care benefits.



Wesley

Roland Jefferson III asked:


Health care coverage does not necessarily have to cost you a lot of money, and there is plenty of cheap health coverage available that can be useful provided you understand how to go about choosing it. Care should be exercised and all of the available options must be checked, and the final decision should not just be made on the price alone.

Don’t Risk By Searching Only Cheap Insurance Policies

If you search only for cheap medical care coverage you may be risking quite a bit since you may find that you are stuck with a company that takes your money and does not offer any substantial medical care coverage in return. You may also find that it fails to pay your claims and you would then end up with bills to be paid by you instead of by the company.

It is also very important to consider the health insurance needs and buying cheap health care coverage for the sole reason that you are paying less can leave you out in the cold. So, you must ensure that you only get health coverage from a company that is solid and enjoys a good reputation. A well-known insurance company will provide good health care coverage and will back you up in your time of need.

It is also necessary to ensure that the health insurance company provides complete medical care protection and that you are well conversant with all the terms, fees as well as co-payments. No doubt, you may be attracted to getting cheap health care coverage as it may seem too good to pass up the opportunity to pay less for more, but you must be careful as there are many pitfalls to this course of action, and you should try and avoid making a sacrifice on quality for the sake of affordable health protection.

There are a number of different medical care coverage types to consider including individual, self-employed, catastrophic, maternity, short-term as well as student and travel coverage. You can choose the health care coverage that suits you which is basically an arrangement, which for a certain sum of money that is known as a premium, will give the insured the benefit of getting his or her medical expenses reimbursed should he or she fall ill, or get injured.

Because medical costs are usually on the very high side, medical care protection should be taken and in fact, in the United States, nearly eighty-five percent of its citizens have an insurance policy. Also, it is normal for people to take health insurance in a group, or through an employer, or union, or organization, because it is cheaper.



Linda

Roland Jefferson III asked:


It is very important that every person be able to make good health care decisions. There are several areas in health care that will require knowledgeable decisions including insurance, living wills, and basic treatment options. Every person should take the time to learn about these different areas so they can be confident in making health care decisions.

Whenever decisions need to be made and especially during any crisis that should arise some basic knowledge in these areas will help a person to decide well.

Making Medical Care Choices Regarding Insurance

There are many insurance companies which offer health plans. Understanding what these plans are offering and what the benefits are opposed to other insurance plans can seem very confusing to the average person. It is very important that people spend the time looking at some insurance basics in the making a medical care decision. A person choosing insurance needs to look at the cost of the insurance, the maximum benefits provided and the maximum out of pocket expense the patient will pay.

Some insurance companies may seem to pay a lot by paying 90% of the total bill but do not have a cap on the patients amount to pay. In this case, if there is an unexpected hospitalization a patient can be expected to pay thousands of dollars. Even if the insurance does not offer paying as much for simple doctors visits or lab work the hospitalization and maximum out of pocket benefits are the most important considerations in making a health care choice regarding insurance.

Living Wills And Making Health Care Decisions

Making health decisions should include preparing advance directives at any stage in life. Advance directives and living wills work to advise health professionals and the courts of patient’s wishes if they become incapable of making or voicing their own decisions. It is very simple to make a living will and forms are readily available from many medical facilities, online or from legal resources. A person can consult an attorney or may use a simple form and have it notarized to provide validation. These documents can then be kept on file with a patient’s doctor and at local hospitals.

A Basic To Making Health Care Decisions

The most basic step to making medical care choices is to be knowledgeable about basics of the body, diagnosis and options. People like to think that they can trust their doctor to make the best decisions regarding their care. Most doctors will offer all the options available to a patient and will give good advice regarding these decisions but patients have no one to blame but themselves if they are not informed about the medical choices. The patient is their own best advocate when it comes to making health decisions. A person should start before any medical problem arises to learn all they can about health and the human body. Watching health programs, reading articles on health and asking questions of various health professionals will all give knowledge that can aid in making good medical decisions in the future.



Travis

Andy West asked:


The explosion in the popularity of online degrees is making news these days, with health care degrees online near the top of the list of popular courses. It’s important to keep in mind, however, that not every kind of health care degree is appropriate for online study while others are particularly well suited to this type of program.

A bachelor’s degree in nursing would be difficult, if not impossible, to pursue at an online university simply because there are so many hands-on courses that are required to become proficient. Programs in health care management, health care reimbursement and health information systems can all be studied online with excellent results. Most of these health care degrees online focus more on the management, procurement or organizational aspects of health care services rather than direct patient contact. They offer the ideal combination of a satisfying health care and business-oriented career.

The Proper Coursework for Getting a Health Care Degree Online

Courses that are typically part of the curriculum for health care degrees online will include some introductory biology courses such as anatomy (which anyone dealing in any aspect of healthcare services must understand) and a wide range of management and business courses that are geared to the health industry. Some courses you should look for if you are considering pursuing your health care degree online include:

Accounting

Physical anatomy

Health care legal issues

Health care management

Financial management and/or Clinical management

Human Resources management

Health care administrative practices

Online Degrees Will be Increasingly Popular

Some people mistakenly think that a health care services degree of any type is somewhat limiting. This couldn’t be further from the truth, as every type of health care provider in the United States requires a variety of management personnel, and many other industries outside of healthcare itself hire them as well. One example is a health administration or health services management degree; individuals with this type of degree can be encouraged by these statistics, which illustrate the diversity of opportunities available:

30 percent are employed by hospitals or large clinics

16 percent are employed by private facilities, small clinics or doctors’ offices

20 percent are staff at home health care, ambulatory and nursing facilities

The remainder work for insurance companies and the government in some capacity

In the next three decades the need for increasing expertise in managing the day-to-day operations and budgeting of health care services will become crucial as the population ages and increases. More and more people who are currently working in some capacity in health care services now will move up to management level positions by pursuing an advanced health care degree online, combining education and experience.

With such a vital need and online colleges and universities tailoring coursework to meet the need, it seems likely that the best way for anyone who would like to move from a receptionist or medical secretary to a management level position is to keep working and pursue a specialized health care degree online.



William

NutriDoc asked:


Do you prefer to receive you health enhancing care at an office or a spa? At a retreat or in your neighborhood? What health care treatments do you use to ‘feel better’?

Janice

Nammy Mike asked:


re is one of the most promising industries in the health and hospitability sector today. Health care relates to the prevention as well as to the treatment of illness. It also implies the overall mental and physical well being of individuals. A health care system refers to the organized functions which are involved in promoting the overall health of the country. The United Kingdom is the only industrialized country that does not offer health care universally. The National Health Service in the United Kingdom deals only with healthcare in the UK.

Overview of The Rising Health Care Sector

The health care industry is an industry that is considered to be one of the most budding among all other recent upcoming industries. Health care deals with delivering quality service towards improving the health of the people residing in a country. In recent years, the health care sector has been witnessing an upward surge. In a developed country, the health care industry contributes to 10% of the country’s gross national product. The professionally trained people serving the health care system ensure that all processes run smoothly.

In most of the developed countries of the world, the health care sector has undergone a lot of privatization. This ensures that the systems that are developed under it run without any bottlenecks. There are several health care models that have come up in recent times. With the growing popularity of the health care industry, some major public insurance systems have also come forward to ensure the smooth functioning of the systems. There are numerous pay systems that have been developed to guarantee the accurate administration of the health care sector.

The health care industry has witnessed a rapid growth in recent times mainly due to its contribution in maintaining the overall health and hygiene of a country. Today, the governments of different countries invest a huge amount of money in the health care sector to ensure that the sector has the proper support needed to grow. Statistical studies have shown that the profit derived from the health care sector is huge, both from the social, as well as the economic point of view. It is due to these reasons that the health care sector is considered to be one of the most emerging and promising industries today.

The technological development brought forth by science in this 21st century, has been seen in the domain of the health care sector too. Today, there are many trained professionals who work in this sector. The professional touch has been given to the health care sector which goes a long way in delivering quality care and support to those who seek its help. With the increase of demand among the people of various countries, the health care sector is also undergoing various stages of evolution to cater to the changing needs and demands of the people. As a result, health care today, stands as one of the most significant industries of recent times.



Karl

Kritthaphat N. asked:


In the United States alone, the prices of the health care of the ordinary American people will increase for up to 7.6%, this is due to the fact that the prices of the prescription drugs that the big and commercial pharmaceutical companies are selling on the market today have been on the constant rise as well. One statistics provide an index of the basic elements and medical expenses of the families. According to one study, the price of family health care which also includes the premiums that a family has to pay will increase up to less than $16,000 a year. It is also expected that the prices of the medical services, such as the inpatient and outpatient services, will increase by more than 10 percent in the next years to come.

Family health care is one facet of health care program that tackles different and major facets of health in different phases of human life - from the time a human being is formed in the womb up to elderly stage. As human being age, they become more susceptible to certain kinds of diseases. Because of this factor, you will need different kinds of health care as a result. The most common threats to human health as they age includes the certain types of cancer, heart diseases; accidents and predisposition to various kinds of infections are also considered the major threats to health of aging people.

On the other hand, you can still do something to diminish the danger of any infirmity and even untimely demise that you might encounter along the way as you traverse the course of different phases of life by living an active way of life. Family health care program usually provides proper immunization not only to the infants but to older ones as well. Early identification and treatment of the disease is only possible if an appropriate screening of malady is performed early on.

Family health care not only provides the knowledge how to administer certain kinds of drugs and takes care of someone when they are sick; this program also teaches people how to become responsible person when it comes to taking care of their health. Family health care is very important because it takes care of you and your family from early stage of life up to old age, that’s why it is sensible that any family should avail of family health care insurance as this will cover all the members of your family.

Do not wait for something terrible to happen to your family before you avail of a family health care insurance because as you might know, the prices of medical services nowadays is skyrocketing already. Taking actions on your own hand will save you a lot of trouble in the future; do not depend on your employer to pay for your family health care insurance because nowadays there are a number of corporations that do not provide medical reimbursement for their workers. Family health care insurance will help you in case of any medical emergency therefore relieving you of potential stress of expensive health cost.



Frank

[][][][] asked:


How does the Universal Health care system work? For what country?

I’m trying to compare a system to the system my state is proposing. Many people want Universal Health care here, but most aren’t for the proposed plan. They believe it’s flawed. I don’t want to have flawed health care, I want there to be full benefits for everyone in my state.

Thank you (-:
The Health Care system my state is proposing is exactly like the Canadian Health Care system. The Health insurance companies here have told law makers that their system is flawed, and many people believe them. Their main argument is the rise in taxes.
I guess we have to fix the problem of the wait times and how people are diagnosed. My state is asking Health care providers and insurance companies to volunteer. I know that many Universal Health care systems in other countries don’t cover much dental. There is no debate whether or not we should have Universal Health care or not.

We will have Universal Health care simply because we need it. We have one of the lowest unemployment rate, but not for long. For most people, in order to keep their health care, they must keep working. This won’t leave room for younger people who need to work. People with and without health care insurance are denied health care.

Chad

loyal asked:


One Hillary supporter pointed out that Hillary’s health care plan has “financial incentives” for the health care industry. Hasn’t anyone noticed that health care costs are already growing at a double digit rate? Is health care so cheap we can afford her “financial incentives”? Is it not apparent that Hillary’s campaign is already accepting money from health care companies who would benefit from her universal health care plan that is supposed to benefit the poor?

Jared