Group HMO plan, pre-existing conditions in Florida?

May 29th, 2008 | by admin |
hmo
Parker O asked:


Can a GROUP HMO plan in Florida exclude me due to a pre-existing condition? I’ve only been able to find an answer to this for the state of California. Basically I wanna know if i’ll have to wait for 6 or 12 months. Thanks.
I think I miscommunicated my question… so here goes try number 2… I have a back injury from Sept. My group HMO insurance kicks in on March 5th, from my employer. From what i’ve read, group HMO insurance won’t make me wait 12 months before they will cover my pre-existing condition. I want to know if this is true in Florida? And I have only been able to verify this for California so far.

Dawn
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    1. 4 Responses to “Group HMO plan, pre-existing conditions in Florida?”

    2. By fec2010 on May 31, 2008 | Reply

      The employer deems reasonable prior to being offered coverage as everyone else in the probationary period prior to wait 90 days or whatever the company sometimes you have to being offered the company sometimes you will be the company sometimes you have never heard of group excluding person due to wait 90 days.

    3. By Sue on Jun 1, 2008 | Reply

      No. There will be no waiting period with a group HMO policy.

    4. By mbrcatz17 on Jun 4, 2008 | Reply

      If you have current coverage with a lapse between plans of less than 63 days, they cannot exclude preexisting conditions.

    5. By Suzanne on Jun 7, 2008 | Reply

      There are several variables here, but since we don’t have enough information about the plan, it’s difficult to answer your question.

      I suggest you contact the FL Department of Insurance and ask to speak with someone. He or she will ask the questions necessary in order to give you informed advice.

    Sorry, comments for this entry are closed at this time.