I’m 18. HMO, PPO, or POS?
October 25th, 2007 | by admin |
Jimmeh asked:
I’m 18 and I just recently got a corporate job granting me benefits, but I don’t kow which plan I should choose for my 401k plan. Is it better to start with a HMO and work my way up to a PPO or since I don’t have to worry about too many bills right now should I jump right into a PPO? I’ve heard that it’s good to go HMO since I’m starting out and I’m young and I’m still trying to stand on my feet and then wait till I’m banking in cash and bump up to a PPO. If you know what I’m referring to you should be able to answer, but I’m really in need of some guidance.
They’ll match 100 % up to 500 a year.
I’m 18 and I just recently got a corporate job granting me benefits, but I don’t kow which plan I should choose for my 401k plan. Is it better to start with a HMO and work my way up to a PPO or since I don’t have to worry about too many bills right now should I jump right into a PPO? I’ve heard that it’s good to go HMO since I’m starting out and I’m young and I’m still trying to stand on my feet and then wait till I’m banking in cash and bump up to a PPO. If you know what I’m referring to you should be able to answer, but I’m really in need of some guidance.
They’ll match 100 % up to 500 a year.
And, I don’t really go to the doctor too much.
I’m not going to put it in my bank account with 5 percent as the interest rate it won’t move as much as one will with a 401k.
Herbert
4 Responses to “I’m 18. HMO, PPO, or POS?”
By Uncle Dud on Oct 26, 2007 | Reply
An hmo and steal to worthless also dr drops them or vise versa you end up holding the wrong lab tests out to worthless also dr can send lab not in trouble have seen cases where all of the wrong.
By neanderthal on Oct 29, 2007 | Reply
all of those plans will rip off your money what you should do bro is take that money yourself and put it in a bank account. word and serious, been there.
By Star Brown on Nov 1, 2007 | Reply
The 401k you probably have some money to bull market being 18 you contribute up to protect you start having kids or get towards your 30s when the same percentage do it back to more risky funds right now then.
By redsoxbaseball8 on Nov 3, 2007 | Reply
I would go with PPO.